I have lost my car keys, what do I do?

Losing your car keys is one of the situations that all drivers fear the most, and yet it is the one that can happen most easily. You sit down somewhere and they fall out of your pocket, in the hustle and bustle of an intense day of shopping you leave them forgotten on the counter of that store or you simply close the trunk with them inside. What to do then?

I have lost my keys and I have another copy

If you have lost your keys and you have another set, this is the best possible situation. The easiest (and quickest) solution is to call a trusted person to bring you the second set of keys so that you can access your car. If, on the other hand, you cannot resort to someone else, depending on the type of insurance you have, the coverage and assistance provided by it will be one or the other. However, they can always move the car to the point you indicate, so you can take it to your home or wherever you have that second set of keys well kept. Some brands also offer the possibility of making a duplicate from the key code, which you must previously provide, and take them to where you need them.

Special mention deserves if you have forgotten them inside the car. It is recommended that you act as described in the previous paragraph, or call your insurance, which will tell you how to proceed. Likewise, you should not break a window using a stone or similar to access the interior, since in addition to the damage you may cause, the coverage for broken windows would not take charge if it is proven that you have broken them intentionally.

What if it was the only game?

If you do not have a second set of keys, things get very complicated, both in terms of solution and economic cost. Basically the only option left is to move the car by tow truck using the roadside assistance of your insurance to the place you indicate, so as not to have it several or hundreds of kilometers from your home for a few days, and go to the O.S. of your brand. There you must first prove that you are the owner of the vehicle, with your ID card and registration certificate, and through the chassis or key code (information that you provide with all the documentation when you buy the car) will make a new set.

As it is a new set and not a duplicate, the price will be higher, and in addition, while you wait a few days for the new keys to arrive, you will not have a car to move around, as most insurances do not include a replacement car for lost keys as they consider it a negligent behavior on the part of the driver.

Duplicate keys: how and how much

To begin with, we must differentiate between duplicate keys and a new set. In the first case we have keys to copy, and in the second case we start from scratch, so its cost and complexity is higher. If your car is a few years old and your key is one of those of yesteryear, without remote control or electronic chips, in almost any neighborhood hardware store can make you a copy for about 30 or 40 €. On the other hand, if you already have the typical remote control, which integrates a chip called transponder – when you insert the key in the lock the car reads that chip and checks that the key is correct, as an anti-theft measure -, its price rises considerably, up to about 100 or 120 € in some parallel specialists for the approximately 300 € that they will ask you at the dealer of your brand. Finally, if you have a high-end car with one of those nice touch screen keys, you will have no choice but to go through the cashier.

On the other hand, if you don’t have another set, the only option is to go to the O.S., prove your identity and request that new set. In order to do so, it is necessary to provide your ID card and vehicle documentation. In addition, the extra cost for the duplicate is usually around 200 €, depending on the brand.

A few tips

Lost Car Keys Bmw 3 Series E46 Key Finally, and to say goodbye to this article on the loss and misplacement of the keys, it is not superfluous to propose a couple of tips. First of all, keep your spare set of keys in a safe place, and if you go on vacation for a few days, take them with you to either keep them in the hotel or leave them with your companion: it is less likely that both of you will lose your keys.

Likewise, when you go to the dealership to ask for new keys they will ask you for the car’s documentation, and if you don’t have the keys you won’t be able to get into the car to get them, so making photocopies and keeping them in case, or better still, some photos on your cell phone, will get you out of a big trouble.

Finally, always have two sets of keys, and as soon as you lose one, make a duplicate, also, if you buy a second hand car, check that both keys work properly.

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